{"id":82799,"date":"2019-10-02T06:33:22","date_gmt":"2019-10-02T06:33:22","guid":{"rendered":"http:\/\/blog.boxme.asia\/vi\/?p=82799"},"modified":"2019-10-02T06:33:22","modified_gmt":"2019-10-02T06:33:22","slug":"thuong-mai-dien-tu-manh-dat-vang-cho-cac-startup","status":"publish","type":"post","link":"https:\/\/boxme.asia\/vi\/thuong-mai-dien-tu-manh-dat-vang-cho-cac-startup\/","title":{"rendered":"Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed – m\u1ea3nh \u0111\u1ea5t v\u00e0ng cho c\u00e1c startup"},"content":{"rendered":"

Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed (TM\u0110T) v\u00e0 t\u00e0i ch\u00ednh c\u00f4ng ngh\u1ec7 (Fintech) l\u00e0 2 ng\u00e0nh kinh t\u1ebf tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd t\u0103ng tr\u01b0\u1edfng v\u01b0\u1ee3t b\u1eadc l\u00ean \u0111\u1ebfn t\u1ef7 \u0111\u00f4 cho n\u1ec1n kinh t\u1ebf. \u0110\u00e2y c\u0169ng l\u00e0 \u201cm\u1ea3nh \u0111\u1ea5t l\u00e0nh\u201d \u0111\u01b0\u1ee3c nhi\u1ec1u startup l\u1ef1a ch\u1ecdn \u0111\u1ec3 ph\u00e1t tri\u1ec3n. <\/span><\/p>\n

\"K\u1ebft<\/p>\n

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L\u1ee3i th\u1ebf ph\u00e1t tri\u1ec3n \u1ed5n \u0111\u1ecbnh c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed<\/b><\/p>\n

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Trong th\u1eddi \u0111\u1ea1i 4.0 hi\u1ec7n nay, th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed g\u00f3p ph\u1ea7n r\u1ea5t l\u1edbn trong vi\u1ec7c th\u00fac \u0111\u1ea9y th\u1ecb tr\u01b0\u1eddng ti\u00eau d\u00f9ng n\u1ed9i \u0111\u1ecba, th\u1eadm ch\u00ed ph\u00e1t tri\u1ec3n c\u1ea3 ra b\u00ean ngo\u00e0i bi\u00ean gi\u1edbi. T\u1eeb n\u0103m 2015 cho \u0111\u1ebfn nay ng\u00e0nh th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed lu\u00f4n c\u00f3 s\u1ef1 t\u0103ng tr\u01b0\u1edfng cao v\u00e0 \u0111\u1ec1u \u0111\u1eb7n.<\/span><\/p>\n

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Hi\u1ec7p h\u1ed9i th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed Vi\u1ec7t Nam (VECOM) t\u1ed5ng h\u1ee3p, ng\u00e0nh TM\u0110T trong n\u0103m 2018 \u0111\u00e3 ph\u00e1t tri\u1ec3n kh\u00e1 ho\u00e0n thi\u1ec7n v\u1edbi t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng 30%. M\u1ee5c ti\u00eau \u0111\u1ea1t 10 t\u1ef7 \u0111\u00f4 la doanh thu trong n\u0103m 2020 trong ph\u00e2n kh\u00fac B2C (business to customer – doanh nghi\u1ec7p v\u1edbi kh\u00e1ch h\u00e0ng) n\u00eau trong K\u1ebf ho\u1ea1ch ph\u00e1t tri\u1ec3n TM\u0110T t\u1eeb 2016-2020 \u0111\u01b0\u1ee3c H\u1ed9i (VECOM) \u0111\u00e1nh gi\u00e1 l\u00e0 ho\u00e0n to\u00e0n kh\u1ea3 thi.<\/span><\/p>\n

V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng c\u1ee7a c\u00e1c s\u00e0n TM\u0110T l\u1edbn nh\u01b0 Shopee, Tiki, Lazada, Sendo, Adayroi,…ng\u00e0nh TM\u0110T \u0111ang \u0111\u1eb7t m\u1ee5c ti\u00eau c\u1ed1 g\u1eafng t\u0103ng g\u1ea5p \u0111\u00f4i quy m\u00f4 t\u1eeb 7,5 t\u1ef7 \u0111\u00f4 trong n\u0103m 2018 l\u00ean 15 t\u1ef7 \u0111\u00f4 trong n\u0103m 2025. <\/span><\/p>\n

T\u00ednh \u0111\u1ebfn h\u1ebft n\u0103m 2018, ri\u00eang s\u00e0n TM\u0110T Lazada \u0111\u00e3 \u0111\u01b0\u1ee3c t\u1eadp \u0111o\u00e0n Alibaba (Trung Qu\u1ed1c) r\u00f3t v\u1ed1n \u0111\u1ebfn 4 t\u1ef7 \u0111\u00f4 la. C\u00f2n s\u00e0n TM\u0110T Shopee Vi\u1ec7t Nam c\u0169ng \u0111\u01b0\u1ee3c t\u0103ng th\u00eam 50 tri\u1ec7u \u0111\u00f4 la v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1eeb c\u00f4ng ty m\u1eb9 SEA (40% c\u1ed5 ph\u1ea7n c\u1ee7a SEA l\u00e0 thu\u1ed9c t\u1eadp \u0111o\u00e0n Tencent c\u1ee7a Trung Qu\u1ed1c). Cho t\u1edbi th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, SEA \u0111\u00e3 \u0111\u1ea7u t\u01b0 cho Shopee 500 tri\u1ec7u \u0111\u00f4 la \u0111\u1ec3 m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi l\u1ea1i th\u1ecb tr\u01b0\u1eddng \u0110\u00f4ng Nam \u00c1 v\u00e0 \u0110\u00e0i Loan.<\/span><\/p>\n

C\u00f2n trong c\u00e1c s\u00e0n TM\u0110T n\u1ed9i \u0111\u1ecba c\u00f3 Sendo c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u1eadn \u0111\u1ea7u t\u01b0 t\u1edbi 51 tri\u1ec7u \u0111\u00f4 t\u1eeb 8 nh\u00e0 \u0111\u1ea7u t\u01b0 (<\/span>FPT, eContext Asia, BeeNext, Beenos,SBI Nh\u1eadt B\u1ea3n, SoftBank Ventures Korea, Daiwa PI Partners v\u00e0 SKS Ventures) v\u00e0 Tiki trong \u0111\u1ea7u n\u0103m 2018 c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u00e0 b\u00e1n l\u1ebb tr\u1ef1c tuy\u1ebfn l\u1edbn c\u1ee7a Trung Qu\u1ed1c l\u00e0 JD.com \u0111\u1ea7u t\u1eeb 44 tri\u1ec7u \u0111\u00f4 la.<\/span><\/p>\n

Ri\u00eang Adayroi v\u1edbi s\u1ef1 h\u1eadu thu\u1eabn m\u1ea1nh m\u1ebd t\u1eeb Vingroup l\u00e0 s\u00e0n TM\u0110T n\u1ed5i b\u1eadt duy nh\u1ea5t hi\u1ec7n nay kh\u00f4ng c\u00f3 ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 t\u1eeb c\u00e1c qu\u1ef9 ngo\u1ea1i. \u0110\u00e2y s\u1ebd l\u00e0 th\u00e1ch th\u1ee9c kh\u00e1 l\u1edbn v\u1edbi Adayroi b\u1edfi \u0111\u1eb1ng sau c\u00e1c s\u00e0n TM\u0110T n\u00eau tr\u00ean \u0111\u1ec1u l\u00e0 c\u00e1c \u201c\u00f4ng l\u1edbn\u201d c\u00f3 ngu\u1ed3n l\u1ef1c v\u00e0 kinh nghi\u1ec7m nhi\u1ec1u n\u0103m trong l\u0129nh v\u1ef1c n\u00e0y. Tuy nhi\u00ean, Adayroi c\u0169ng c\u00f3 m\u1ed9t l\u1ee3i th\u1ebf m\u00e0 kh\u00f4ng s\u00e0n TM\u0110T n\u00e0o c\u00f3 \u0111\u01b0\u1ee3c \u0111\u00f3 l\u00e0 h\u1ec7 sinh th\u00e1i c\u1ee7a Vingroup n\u1ebfu bi\u1ebft t\u1eadn d\u1ee5ng h\u1ee3p l\u00fd th\u00ec \u0111\u00e2y s\u1ebd l\u00e0 l\u1ee3i th\u1ebf c\u1ea1nh tranh s\u1ed1ng c\u00f2n c\u1ee7a s\u00e0n TM\u0110T n\u00e0y. <\/span><\/p>\n

V\u1edbi s\u1ef1 g\u00f3p m\u1eb7t c\u1ee7a nh\u1eefng \u201cng\u01b0\u1eddi kh\u1ed5ng l\u1ed3\u201d c\u1ee7a th\u1ebf gi\u1edbi v\u00e0 Ch\u00e2u \u00c1 nh\u01b0 Amazon, Grab, Go-jeck v\u00e0o th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, ng\u00e0nh TM\u0110T trong n\u01b0\u1edbc h\u1ee9a h\u1eb9n s\u1ebd l\u00e0 m\u1ed9t \u0111\u1ea5u tr\u01b0\u1eddng n\u1ea3y l\u1eeda v\u00e0 kh\u00f4ng k\u00e9m ph\u1ea7n kh\u1ed1c li\u1ec7t.<\/span><\/p>\n

L\u1ee3i th\u1ebf c\u1ee7a Fintech trong xu th\u1ebf chung c\u1ee7a to\u00e0n c\u1ea7u<\/b><\/p>\n

\u0110\u01b0\u1ee3c xem l\u00e0 n\u1ec1n kinh t\u1ebf m\u1edbi n\u1ed5i \u0111\u00e1ng ch\u00fa \u00fd nh\u1ea5t \u1edf Vi\u1ec7t Nam trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, T\u00e0i ch\u00ednh c\u00f4ng ngh\u1ec7 (Fintech) \u0111ang l\u00e0 m\u00f3n m\u1ed3i b\u00e9o b\u1edf m\u00e0 nhi\u1ec1u t\u1eadp \u0111o\u00e0n l\u1edbn nh\u1eafm \u0111\u1ebfn. S\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea cho th\u1ea5y, t\u1ed5ng gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng c\u1ee7a ng\u00e0nh n\u00e0y t\u1ea1i Vi\u1ec7t Nam trong n\u0103m 2017 l\u00e0 4,4 t\u1ef7 \u0111\u00f4 v\u00e0 d\u1ef1 b\u00e1o s\u1ebd t\u0103ng l\u00ean 7,8 t\u1ef7 \u0111\u00f4 la trong n\u0103m v\u00e0o n\u0103m 2020. Hi\u1ec7n t\u1ea1i s\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty Fintech l\u00ean t\u1edbi g\u1ea7n 100 c\u00f4ng ty, t\u0103ng g\u1ea7n 2,5 l\u1ea7n so v\u1edbi n\u0103m 2016 v\u1edbi 40 c\u00f4ng ty. <\/span><\/p>\n

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Trong ng\u00e0nh Fintech, l\u0129nh v\u1ef1c thanh to\u00e1n \u0111ang \u0111\u01b0\u1ee3c ch\u00fa tr\u1ecdng h\u01a1n c\u1ea3 v\u1edbi 30 c\u00f4ng ty, \u0111\u1ee9ng th\u1ee9 hai l\u00e0 l\u0129nh v\u1ef1c cho vay P2P (peer-to-peer – cho vay ngang h\u00e0ng) v\u1edbi 10 c\u00f4ng ty tr\u00ean th\u1ecb tr\u01b0\u1eddng. C\u00f2n l\u1ea1i l\u00e0 c\u00e1c c\u00f4ng ty cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng m\u00e0 kh\u00f4ng tr\u1ef1c ti\u1ebfp cung \u1ee9ng d\u1ecbch v\u1ee5 t\u1edbi kh\u00e1ch h\u00e0ng cu\u1ed1i c\u00f9ng nh\u01b0 eKYC (electronic-Know Your Customer: \u0110\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed), b\u1ea3o m\u1eadt, qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n,…<\/span><\/p>\n

C\u00e1c doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7 l\u1edbn \u1edf Vi\u1ec7t Nam nh\u01b0 FPT, Viettel, VNPT c\u0169ng \u0111ang tham gia v\u00e0o th\u1ecb tr\u01b0\u1eddng b\u1eb1ng c\u1ea3 c\u00e1ch tr\u1ef1c ti\u1ebfp (\u0111\u1ea7u t\u01b0 v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c c\u00f4ng ty fintech) v\u00e0 gi\u00e1n ti\u1ebfp (th\u00e0nh l\u1eadp c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 cho c\u00e1c doanh nghi\u1ec7p, startup trong ng\u00e0nh fintech) <\/span><\/p>\n

D\u1ef1a tr\u00ean c\u00e1c b\u00e1o c\u00e1o c\u1ee7a Li\u00ean H\u1ee3p Qu\u1ed1c, Smartlink v\u00e0 c\u00e1c b\u01b0u \u0111i\u1ec7n v\u1ec1 nh\u1eefng kho\u1ea3n chuy\u1ec3n ti\u1ec1n d\u01b0\u1edbi 5 tri\u1ec7u \u0111\u1ed3ng, Momo \u0111\u00e3 t\u1ed5ng h\u1ee3p v\u00e0 \u0111\u01b0a ra d\u1ef1 b\u00e1o quy m\u00f4 c\u1ee7a th\u1ecb tr\u01b0\u1eddng fintech l\u00ean \u0111\u1ebfn 35 t\u1ef7 \u0111\u00f4 la. Fintech c\u00f3 th\u1ec3 \u0111\u01b0a ra c\u00e1c gi\u1ea3i ph\u00e1p gi\u00fap thu h\u1eb9p kho\u1ea3ng c\u00e1ch cho \u0111\u1ed1i t\u01b0\u1ee3ng ch\u01b0a c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng t\u1edbi kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. \u0110\u00e2y c\u0169ng ch\u00ednh l\u00e0 c\u01a1 h\u1ed9i cho c\u00e1c fintech Vi\u1ec7t h\u1ee3p t\u00e1c v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng nh\u01b0ng c\u0169ng l\u00e0 th\u00e1ch th\u1ee9c khi ph\u1ea3i \u0111\u1ed1i \u0111\u1ea7u v\u1edbi c\u00e1c \u201c\u0111\u1ea1i gia\u201d t\u1eeb n\u01b0\u1edbc ngo\u00e0i nh\u01b0 Grab, Alibaba, WechatPay \u0111ang d\u1ea7n th\u00e2m nh\u1eadp th\u1ecb tr\u01b0\u1eddng VN. <\/span><\/p>\n

T\u00ednh t\u1edbi h\u1ebft n\u0103m 2018, \u0111\u00e3 c\u00f3 117 tri\u1ec7u \u0111\u00f4 \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c startup v\u1ec1 fintech t\u1ea1i Vi\u1ec7t Nam, con s\u1ed1 \u0111\u00e3 d\u1ef1 b\u00e1o tr\u01b0\u1edbc v\u1ec1 m\u00f4i tr\u01b0\u1eddng c\u1ea1nh tranh kh\u1ed1c li\u1ec7t c\u1ee7a th\u1ecb tr\u01b0\u1eddng n\u00e0y.<\/span><\/p>\n

Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c FPT Software, \u00f4ng Nguy\u1ec5n Kh\u1ea3i Ho\u00e0n nh\u1eadn \u0111\u1ecbnh trong giai \u0111o\u1ea1n hi\u1ec7n t\u1ea1i Vi\u1ec7t Nam \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd thu h\u00fat r\u1ea5t nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i. Tuy nhi\u00ean trong v\u00f2ng 5-10 n\u0103m t\u1edbi c\u00e1c doanh nghi\u1ec7p c\u1ea7n c\u00f3 nh\u1eefng thay \u0111\u1ed5i \u0111\u1ec3 b\u1eaft k\u1ecbp s\u1ef1 ph\u00e1t tri\u1ec3n n\u1ebfu kh\u00f4ng mu\u1ed1n b\u1ecb \u0111\u00e0o th\u1ea3i. <\/span><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed (TM\u0110T) v\u00e0 t\u00e0i ch\u00ednh c\u00f4ng ngh\u1ec7 (Fintech) l\u00e0 2 ng\u00e0nh kinh t\u1ebf tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd t\u0103ng tr\u01b0\u1edfng v\u01b0\u1ee3t b\u1eadc l\u00ean \u0111\u1ebfn t\u1ef7 \u0111\u00f4 cho n\u1ec1n kinh t\u1ebf. \u0110\u00e2y c\u0169ng l\u00e0 \u201cm\u1ea3nh \u0111\u1ea5t l\u00e0nh\u201d \u0111\u01b0\u1ee3c nhi\u1ec1u startup l\u1ef1a ch\u1ecdn \u0111\u1ec3 ph\u00e1t tri\u1ec3n.   L\u1ee3i th\u1ebf ph\u00e1t […]<\/p>\n","protected":false},"author":1,"featured_media":82802,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[62,841,852,840,849,847],"tags":[536,135,402],"class_list":["post-82799","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-khac","category-thi-truong","category-thong-tin-thi-truong","category-tmdt","category-viet-nam","category-xu-huong","tag-fintech","tag-startup","tag-thuong-mai-dien-tu"],"_links":{"self":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/posts\/82799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/comments?post=82799"}],"version-history":[{"count":0,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/posts\/82799\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/media\/82802"}],"wp:attachment":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/media?parent=82799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/categories?post=82799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/tags?post=82799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}