{"id":80925,"date":"2018-07-06T03:26:21","date_gmt":"2018-07-06T03:26:21","guid":{"rendered":"http:\/\/blog.boxme.asia\/vi\/?p=80925"},"modified":"2018-07-06T03:26:21","modified_gmt":"2018-07-06T03:26:21","slug":"thanh-toan-dien-tu-tai-viet-nam-nguoi-dung-chua-quen-nha-dau-tu-da-do-bo-ao-at","status":"publish","type":"post","link":"https:\/\/boxme.asia\/vi\/thanh-toan-dien-tu-tai-viet-nam-nguoi-dung-chua-quen-nha-dau-tu-da-do-bo-ao-at\/","title":{"rendered":"Thanh to\u00e1n \u0111i\u1ec7n t\u1eed t\u1ea1i Vi\u1ec7t Nam: Ng\u01b0\u1eddi d\u00f9ng ch\u01b0a quen, nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00e3 \u0111\u1ed5 b\u1ed9 \u00e0o \u1ea1t"},"content":{"rendered":"

M\u1eb7c n\u1ed7 l\u1ef1c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty FinTech, h\u1ea7u h\u1ebft ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ec1u quay l\u01b0ng v\u1edbi thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t v\u1eabn hi\u1ec7n h\u1eefu. Tuy nhi\u00ean, trong v\u00f2ng 3 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc li\u00ean t\u1ee5c r\u00f3t ti\u1ec1n v\u00e0o th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn t\u1ea1i Vi\u1ec7t Nam. S\u1ef1 m\u00e2u thu\u1eadn n\u00e0y li\u1ec7u c\u00f3 ph\u1ea3i l\u00e0 t\u00edn hi\u1ec7u kh\u1ea3 quan cho m\u1ed9t x\u00e3 h\u1ed9i phi ti\u1ec1n m\u1eb7t?<\/p>\n

Ng\u01b0\u1eddi Vi\u1ec7t ch\u01b0a quen v\u1edbi thanh to\u00e1n tr\u1ef1c tuy\u1ebfn<\/b><\/h2>\n

Hi\u1ec7n nay, h\u1ea7u h\u1ebft c\u00f4ng ty hi\u1ec7n nay \u0111\u1ec1u tr\u1ea3 l\u01b0\u01a1ng cho nh\u00e2n vi\u00ean qua h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. Th\u1ebf nh\u01b0ng, nh\u00e2n vi\u00ean v\u1eabn r\u00fat ti\u1ec1n m\u1eb7t \u0111\u1ec3 chi ti\u00eau, ngay c\u1ea3 mua h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u1eabn ch\u1ecdn CoD (giao h\u00e0ng – tr\u1ea3 ti\u1ec1n m\u1eb7t). Th\u1ef1c t\u1ebf n\u00e0y \u0111\u00e3 r\u1ea5t ph\u1ed5 bi\u1ebfn b\u1ea5t ch\u1ea5p s\u1ef1 ph\u00e1t tri\u1ec3n nh\u01b0 v\u0169 b\u00e3o c\u1ee7a th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

Ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 nhi\u1ec1u h\u01b0\u1edbng ti\u1ebfp c\u1eadn v\u00e0 h\u00e0nh \u0111\u1ed9ng kh\u00e1c nhau khi mua h\u00e0ng tr\u1ef1c tuy\u1ebfn. Ph\u1ea7n \u0111\u00f4ng ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ecdn CoD h\u01a1n l\u00e0 thanh to\u00e1n tr\u1ea3 tr\u01b0\u1edbc th\u00f4ng qua c\u00e1c n\u1ec1n t\u1ea3ng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn. C\u00f3 nhi\u1ec1u <\/span>nguy\u00ean nh\u00e2n khi\u1ebfn 92% ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u01b0u ti\u00ean CoD<\/b><\/a>, nh\u01b0ng ph\u1ea7n l\u1edbn do th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t kh\u00f3 b\u1ecf c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t. Ch\u1ee3 truy\u1ec1n th\u1ed1ng, c\u1eeda h\u00e0ng t\u1ea1p h\u00f3a v\u00e0 si\u00eau th\u1ecb v\u1eabn l\u00e0 l\u1ef1a ch\u1ecdn h\u00e0ng \u0111\u1ea7u c\u00f9ng v\u1edbi th\u00f3i quen tr\u1eef ti\u1ec1n m\u1eb7t trong v\u00ed c\u00e1 nh\u00e2n. Nh\u00ecn chung thanh to\u00e1n ti\u1ec1n m\u1eb7t l\u00e0 \u0111i\u1ec1u hi\u1ec3n nhi\u00ean t\u1ea1i Vi\u1ec7t Nam, thanh to\u00e1n d\u1ec5 d\u00e0ng t\u1ea1i b\u1ea5t c\u1ee9 \u0111i\u1ec3m mua s\u1eafm n\u00e0o, t\u1eeb offline \u0111\u1ebfn online.<\/span><\/p>\n

M\u1eb7t kh\u00e1c, ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1eabn c\u00f2n lo ng\u1ea1i v\u1ec1 r\u1ee7i ro l\u1eeba \u0111\u1ea3o, b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin khi giao d\u1ecbch tr\u1ef1c tuy\u1ebfn. V\u00ec v\u1eady, r\u1ea5t kh\u00f3 \u0111\u1ec3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u1eeb b\u1ecf CoD \u0111\u1ec3 h\u00ecnh th\u00e0nh th\u00f3i quen thanh to\u00e1n tr\u1ef1c tuy\u1ebfn. Tuy v\u1eady, ch\u01b0a c\u1ea7n \u0111\u1ee3i \u0111\u1ebfn l\u00fac ng\u01b0\u1eddi ti\u00eau d\u00f9ng nhen nh\u00f3m \u00fd \u0111\u1ecbnh v\u1edbi thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u00e3 nhanh ch\u00f3ng t\u1ea5n c\u00f4ng th\u1ecb tr\u01b0\u1eddng n\u00e0y.<\/span><\/p>\n

H\u00e0ng lo\u1ea1t nh\u00e0 \u0111\u1ea7u t\u01b0 \u201cd\u00f2m ng\u00f3\u201d<\/b><\/h2>\n

Theo kh\u1ea3o s\u00e1t c\u1ee7a World Bank, l\u01b0\u1ee3ng giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn c\u1ee7a Vi\u1ec7t Nam r\u1ea5t h\u1ea1n ch\u1ebf so v\u1edbi c\u00e1c n\u01b0\u1edbc kh\u00e1c trong khu v\u1ef1c \u0110\u00f4ng Nam \u00c1. S\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch ch\u1ec9 \u0111\u1ea1t 4,9 tri\u1ec7u l\u01b0\u1ee3t\/n\u0103m, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi Th\u00e1i Lan (57,9 tri\u1ec7u\/n\u0103m) v\u00e0 Malaysia (89 tri\u1ec7u\/n\u0103m). Vi\u1ec7t Nam \u0111\u00edch th\u1ecb l\u00e0 m\u1ed9t th\u1ecb tr\u01b0\u1eddng ch\u01b0a quan t\u00e2m \u0111\u1ebfn th\u00e0nh to\u00e1n tr\u1ef1c tuy\u1ebfn \u0111\u1ea7y ti\u1ec1m n\u0103ng \u0111\u1ec3 khai th\u00e1c. Th\u00eam v\u00e0o \u0111\u00f3, y\u1ebfu t\u1ed1 th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed t\u1ea1i Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n kh\u00e1 mu\u1ed9n so v\u1edbi th\u1ebf gi\u1edbi v\u00e0 hi\u1ec7n t\u1ea1i \u0111ang t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh 20%\/n\u0103m, t\u1ea1o ti\u1ec1n \u0111\u1ec1 cho thanh to\u00e1n tr\u1ef1c tuy\u1ebfn ph\u00e1t tri\u1ec3n. Do v\u1eady, c\u00f3 nhi\u1ec1u l\u00ed do khi\u1ebfn c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 r\u00f3t ti\u1ec1n v\u00e0o s\u00e2n ch\u01a1i m\u1edbi n\u1ed5i h\u01a1n l\u00e0 ch\u1eadt v\u1eadt chen ch\u00e2n v\u00e0o th\u1ecb tr\u01b0\u1eddng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed hi\u1ec7n nay.<\/span><\/p>\n

Ch\u1ec9 trong 3 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam ch\u1ee9ng ki\u1ebfn s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a h\u00e0ng lo\u1ea1t doanh nghi\u1ec7p cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn. Th\u1ecb tr\u01b0\u1eddng \u0110\u00f4ng Nam \u00c1 r\u01a1i v\u00e0o t\u1ea7m ng\u1eafm c\u1ee7a Samsung v\u00e0 trong n\u0103m 2016 \u1ee9ng d\u1ee5ng Samsung Pay thay th\u1ebf th\u1ebb ATM \u0111\u00e3 c\u00f3 m\u1eb7t t\u1ea1i Vi\u1ec7t Nam. Samsung Pay \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t m\u1eb7c \u0111\u1ecbnh trong \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh Samsung. \u0110\u00e2y l\u00e0 \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i gi\u00fap Samsung t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn ng\u01b0\u1eddi d\u00f9ng. Con s\u1ed1 48% th\u1ecb ph\u1ea7n \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 bi\u1ebfn Samsung tr\u1edf th\u00e0nh m\u1ed9t \u0111\u1ed1i th\u1ee7 \u0111\u00e1ng g\u1eddm trong l\u0129nh v\u1ef1c thanh to\u00e1n di \u0111\u1ed9ng.<\/span><\/p>\n

T\u01b0\u01a1ng t\u1ef1 Samsung, h\u00e0ng lo\u1ea1t c\u00e1c doanh nghi\u1ec7p FinTech \u0111\u00e3 s\u1edbm nh\u1eadp cu\u1ed9c. Ri\u00eang v\u1edbi v\u00ed \u0111i\u1ec7n t\u1eed, th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u00f3 h\u01a1n 20 doanh nghi\u1ec7p cung c\u1ea5p, n\u1ed5i b\u1eadt l\u00e0 Momo, Vimo, Moca,… Tuy kh\u00fac th\u1ecb tr\u01b0\u1eddng n\u00e0y ch\u01b0a ph\u00e1t tri\u1ec3n m\u1ea1nh nh\u01b0ng nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc \u0111ang r\u1ea5t quan t\u00e2m. VNG \u0111\u00e3 nhanh ch\u00f3ng tham gia v\u00e0o s\u00e2n ch\u01a1i m\u1edbi v\u1edbi Zalo Pay. Tencent r\u00f3t ti\u1ec1n \u0111\u1ea7u t\u01b0 cho Sea v\u1edbi \u1ee9ng d\u1ee5ng thanh to\u00e1n AirPay c\u00f9ng nhi\u1ec1u s\u1ea3n ph\u1ea9m \u0111i\u1ec7n t\u1eed kh\u00e1c. Grab Vi\u1ec7t Nam v\u1edbi ti\u1ec1n \u0111\u1ea7u t\u01b0 t\u1eeb Didi-Chuxing (Trung Qu\u1ed1c) v\u00e0 SoftBank (Nh\u1eadt B\u1ea3n) \u0111\u00e3 tri\u1ec3n khai \u1ee9ng d\u1ee5ng Grab Pay v\u1eeba h\u1ed7 tr\u1ee3 cho d\u1ecbch v\u1ee5 \u0111\u1eb7t xe Grab, v\u1eeba t\u1ea1o ra d\u1ecbch v\u1ee5 thanh to\u00e1n cho nhi\u1ec1u ng\u00e0nh h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed. T\u1eadp \u0111o\u00e0n Alibaba c\u0169ng kh\u00f4ng th\u1ec3 b\u1ecf qua th\u1ecb tr\u01b0\u1eddng h\u1ea5p d\u1eabn n\u00e0y b\u1eb1ng vi\u1ec7c mua l\u1ea1i Lazada t\u1eeb Rocket Internet. Trong k\u1ebf ho\u1ea1ch s\u1eafp t\u1edbi, \u1ee9ng d\u1ee5ng thanh to\u00e1n Alipay r\u1ea5t n\u1ed5i ti\u1ebfng chu\u1ea9n b\u1ecb du nh\u1eadp v\u00e0o Vi\u1ec7t Nam h\u1ed7 tr\u1ee3 cho Lazada l\u1eabn cung c\u1ea5p cho nhi\u1ec1u ng\u00e0nh h\u00e0ng kh\u00e1c. B\u1eb1ng nhi\u1ec1u c\u00e1ch kh\u00e1c nhau, c\u00e1c doanh nghi\u1ec7p \u0111ang h\u00f2a nh\u1eadp \u0111\u1ec3 t\u1ea1o ra m\u1ed9t h\u1ec7 sinh th\u00e1i thanh to\u00e1n \u0111i\u1ec7n t\u1eed, g\u00f3p ph\u1ea7n n\u00e2ng cao tr\u1ea3i nghi\u1ec7m mua s\u1eafm cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

C\u00e1c h\u00ecnh th\u1ee9c c\u1ee7a thanh to\u00e1n tr\u1ef1c tuy\u1ebfn hi\u1ec7n nay r\u1ea5t \u0111a d\u1ea1ng. C\u00e1c lo\u1ea1i h\u00ecnh ph\u00e1t tri\u1ec3n t\u1eeb thanh to\u00e1n chuy\u1ec3n kho\u1ea3n tr\u1ef1c tuy\u1ebfn, thanh to\u00e1n qua th\u1ebb ATM\/Visa\/MasterCard, giao d\u1ecbch qua c\u1ed5ng thanh to\u00e1n Paypal, Ng\u00e2n L\u01b0\u1ee3ng hay 123Pay \u0111\u1ebfn thanh to\u00e1n ti\u1ec7n l\u1ee3i qua v\u00ed \u0111i\u1ec7n t\u1eed tr\u00ean di \u0111\u1ed9ng. Kh\u00f4ng ch\u1ec9 h\u01b0\u1edbng \u0111\u1ebfn thanh to\u00e1n \u0111\u01a1n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, c\u00e1c doanh nghi\u1ec7p c\u00f2n \u0111i s\u00e2u v\u00e0o nh\u1eefng ng\u00e1ch nh\u1ecf nh\u01b0 n\u1ea1p ti\u1ec1n \u0111i\u1ec7n tho\u1ea1i, mua v\u00e9 m\u00e1y bay, thanh to\u00e1n \u0111i\u1ec7n n\u01b0\u1edbc, h\u00f3a \u0111\u01a1n t\u00e0i ch\u00ednh, \u0111\u00f3ng b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn, mua th\u1ebb game,…T\u1ea5t c\u1ea3 \u0111\u00e3 mang l\u1ea1i m\u1ed9t m\u00f4i tr\u01b0\u1eddng thanh to\u00e1n \u0111a d\u1ea1ng v\u00e0 c\u1edfi m\u1edf.<\/span><\/p>\n

\"Nh\u00e0

Nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ed5 b\u1ed9 v\u00e0o th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn Vi\u1ec7t Nam<\/p><\/div>\n

K\u1ebft lu\u1eadn<\/h2>\n

V\u1edbi nh\u1eefng \u0111\u1ea7u t\u01b0 \u1ed3 \u1ea1t t\u1eeb c\u00e1c doanh nghi\u1ec7p l\u1edbn, ch\u00fang ta ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 thay \u0111\u1ed5i th\u00f3i quen thanh to\u00e1n ti\u1ec1n m\u1eb7t c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng. \u0110i\u1ec1u n\u00e0y c\u00f3 \u00fd ngh\u0129a quan tr\u1ecdng v\u1edbi th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u00e0 b\u00e1n h\u00e0ng tr\u1ef1c tuy\u1ebfn. V\u00ec v\u1eady, c\u00e1c doanh nghi\u1ec7p b\u00e1n h\u00e0ng tr\u1ef1c tuy\u1ebfn, k\u1ec3 c\u1ea3 nh\u1eefng shop nh\u1ecf l\u1ebb c\u0169ng n\u00ean t\u00edch h\u1ee3p 1 – 3 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho vi\u1ec7c kinh doanh. M\u1ecdi th\u1ee9 \u0111ang d\u1ec5 d\u00e0ng v\u00e0 thu\u1eadn ti\u1ec7n h\u01a1n, nh\u01b0ng n\u1eafm b\u1eaft c\u01a1 h\u1ed9i th\u1ebf n\u00e0o ph\u1ee5 thu\u1ed9c v\u00e0o t\u01b0 duy kinh doanh c\u1ee7a ch\u00ednh b\u1ea1n!<\/span><\/p>\n

>>>> <\/span>Ch\u1ec9 s\u1ed1 ni\u1ec1m tin qu\u00e1 th\u1ea5p, kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n ch\u1ecdn ki\u1ec3u thanh to\u00e1n n\u00e0o?<\/b><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

M\u1eb7c n\u1ed7 l\u1ef1c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty FinTech, h\u1ea7u h\u1ebft ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ec1u quay l\u01b0ng v\u1edbi thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t v\u1eabn hi\u1ec7n h\u1eefu. Tuy nhi\u00ean, trong v\u00f2ng 3 n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc li\u00ean t\u1ee5c r\u00f3t ti\u1ec1n v\u00e0o […]<\/p>\n","protected":false},"author":1,"featured_media":81042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[843,841,840,844],"tags":[120,492,182,491,402],"class_list":["post-80925","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hau-can","category-thi-truong","category-tmdt","category-van-chuyen","tag-cod","tag-cong-thanh-toan","tag-payment","tag-thanh-toan-truc-tuyen","tag-thuong-mai-dien-tu"],"_links":{"self":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/posts\/80925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/comments?post=80925"}],"version-history":[{"count":0,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/posts\/80925\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/media\/81042"}],"wp:attachment":[{"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/media?parent=80925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/categories?post=80925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/boxme.asia\/vi\/wp-json\/wp\/v2\/tags?post=80925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}